A no doc program provides a borrower with the opportunity to secure a mortgage without disclosing any asset or income information. The rates are higher due to the increase in the loan risk. The less information provided to the lender, the greater the risk for the lender.
A no-doc loan concentrates on the borrowers credit and the value of the property. These loans will typically require equity of 30% or more and an excellent credit history. Please contact us if you would like to see if you qualify for this type of loan.
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